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One Team. One Vision. One Trusted Source for Your Financial Future.

Why American Financial Services?

American Financial Services

At American Financial Services, our mission is to provide comprehensive, client-centered financial guidance through collaboration, expertise, and unwavering personal service. Founded by Tarick Bernat, our firm was built on the belief that financial planning is most effective when a team of experienced professionals works together to address every aspect of a client’s financial life.

Prior to founding American Financial Services, Tarick spent 15 years in the financial services industry developing the knowledge, experience, and perspective that would shape the foundation of the firm. Through those years, he developed a vision centered on teamwork, integration, and personalized advice. He recognized that clients deserved more than fragmented financial guidance—they needed a trusted relationship and a single point of contact for all their financial needs.

Today, we fulfill that vision by bringing together investment management, retirement planning, tax strategies, estate planning, and insurance solutions under one roof. By coordinating the expertise of multiple professionals, we help clients navigate complex financial decisions with confidence, clarity, and peace of mind.

For more than 30 years, American Financial Services has remained committed to providing personalized attention, building lasting relationships, and delivering strategies tailored to each client’s unique goals. Through integrity, collaboration, and a steadfast dedication to service, we strive to help individuals and families achieve financial security and lasting success for generations to come.

One Team. One Vision. One Trusted Source for Your Financial Future.

why so many people

Choose to work with AFS.

Choosing AFS for your financial needs means choosing a partner dedicated to your unique success. We are set apart by our commitment to provide transparent communication, high quality services, and personal solutions that reach outside the standard. Our experienced professionals bring a wealth of industry knowledge, offering expert guidance to navigate the complexities of financial planning.
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A Strategic Approach Beyond The Ordinary
At AFS, we go beyond conventional methods. Our strategic approach is designed to offer innovative solutions tailored to your unique financial goals, setting us apart from traditional practices. With a commitment to staying ahead of the curve, we continuously explore new opportunities and technologies to ensure our clients receive the most effective and cutting-edge financial strategies available.

Creating Lasting Income Security for Generations

At AFS, we are not only committed to you, but committed to your legacy for generations to come. Our focus extends beyond immediate needs, aiming to establish lasting income streams that endure decades of financial changes, ensuring a sustained impact on your family’s well-being.

Innovative Financial Planning

At AFS, our commitment to innovation in retirement planning goes beyond the ordinary. We embrace solutions that challenge the norm and redefine the landscape of retirement preparedness. Our goal is to empower you with forward-thinking and effective strategies that not only adapt to the current financial environment but also anticipate and navigate future trends.

tarick bernat to the rescue

“Our faith and trust in people was shattered on March 11th when after being assured everything was fine, Bliss Technologies closed its doors. After 13 years of Bliss, my husband no longer had a job. We had no insurance and no one to turn to. Our 401Ks were frozen by the IRS. Former employees were losing their homes, cars and in some cases their families because of this.

The one person stepped in to help: Tarick Bernat of American Financial Services. Tarick contacted Congressman Traficant and State Sen. Bob Hagan. He made calls to banks, loan companies, landlords and other creditors on our behalf. Most of the former employees have now received their 401K checks.

We would like to thank Tarick, Congressman Traficant and Sen. Hagan. Without their help we would still be waiting for our money.
-Jim & Shawn Taylor

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With years of experience, AFS has been the single point of contact for the prosperity & protection of families.

Contact us today at (330) 758-8102

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your Single Point of Contact for financial planning

We offer one of a kind services, with personalized attention to each client.

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You have questions. We have answers.

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  • 833 Boardman-Canfield Road
    Suite 101
    Boardman, OH 44512

Check the background of your financial professional on FINRA’s BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov or 1-800.MEDICARE to get information on all your options.

Registered Representatives of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. Investment advisory services offered through BFC Planning, Inc. American Financial Services, American Financial Tax Services, American Financial Home and Auto Insurance, BFCFS and BFC Planning, Inc. are independent entities. There can be no assurance that any specific investment strategy will be profitable. Different types of investments involve varying degrees of risk including market fluctuation and possible loss of principal value. Due to various state regulations and registration requirements concerning the dissemination of information regarding investment and insurance products and services, we are currently required to limit access of the following pages to individuals in states where we are currently registered. We are licensed to sell insurance products in the following states, Colorado, Florida, Ohio, Pennsylvania. We are registered to sell securities in the following states: Arkansas, Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Indiana, Kentucky, Massachusetts, Mississippi, Missouri, North Carolina, New York, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, Ohio, and Pennsylvania.

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