YOUR SINGLE POINT OF CONTACT Financial Planning

Services

Explore the services of American Financial Services.

Personalized attention to each of our clients, offering one of a kind services.

YOUR SINGLE POINT OF CONTACT for financial planning

At our firm, we have the client—and only the client—in mind.

At AFS, we provide comprehensive financial solutions tailored to your unique needs, ensuring that you have the tools and strategies in place to achieve your goals and protect your loved ones.

financial planning

We’ll help you make informed decisions and navigate the complexities of financial planning to ensure you’re well-prepared for the future.
income planning

As the number of companies providing pensions and defined benefit plans continues to decline, the availability of dependable future income streams for retirement has significantly diminished. However, there are financial products, such as annuities, that offer individuals the chance to address this issue by constructing their own personalized pension plans.

asset protection

Protecting your current assets is a crucial aspect of any retirement plan. Preserving the progress you’ve made is our top priority. Our emphasis on safeguarding you and your savings from potential obstacles is central to developing a strong retirement strategy. You can trust that we handle asset investment with careful attention and thorough diligence.

tax planning

Minimizing tax burdens is a common goal for everyone. Through tax planning, we can leverage specific financial products to reduce your tax liabilities. Our team employs various strategies aimed at saving you money in taxes during retirement. Together, we’’l navigate the intricate tax rules, ensuring you retain more of your hard-earned money in your pocket.

annuities

Annuities are often misunderstood by consumers today. Surprisingly, many investors are unaware that there are actually four distinct types of annuities available to them. Misinformation from the media and certain financial personalities has led to misconceptions, with all annuities being wrongly perceived as identical. We can assist you in recognizing the unique features and benefits of each annuity type to make informed financial decisions.

retirement planning

Today, retirement has different meanings for everyone. What’s important to us is building a retirement that reflects its meaning to you.
long-term care

It’s startling that fewer than one-third of Americans over 50 have started saving or developed a plan. Long-term care services incur significant costs, potentially impacting retirement savings. Without a plan in place, loved ones could bear the responsibility of care, affecting both their time and finances. Let us help you secure your future while easing the financial strain of long-term care.

life insurance

Life insurance offers greater versatility than commonly realized. Beyond basic protection for your family’s financial security, it provides additional benefits, including business continuation, retirement readiness, estate planning, and living benefits. Let’s delve into how life insurance can serve as a valuable asset in safeguarding your family’s future and preserving your financial well-being.

medicare

Medicare programs offer retirees significant financial benefits during this important stage of life. At our firm, we are dedicated to guiding you through the process of qualifying for Medicare and providing insurance quotes that enhance your understanding of how Medicare functions. Let us assist you in making the most of these valuable resources to optimize your finances and secure a confident retirement.

IRA/RMD Rollover

As retirement approaches, we will assess your current retirement accounts, including pensions, IRAs, SEPs, 401k plans, and annuities. Based on our evaluation, we will provide a comprehensive overview of distribution options, guiding you towards the most effective method of converting these assets into a reliable income stream throughout your retirement years.

wealth management

We assist by exploring various risk categories and improving your understanding of each, granting you the peace of mind you rightly deserve.
legacy planning

Incorporating practical measures for the transfer of your financial legacy is a fundamental element of any financial strategy. We will lead you through the process of legacy planning in an uncomplicated and efficient manner. From appointing beneficiaries to the seamless transfer of your assets, rest assured that every aspect of your finances will be meticulously addressed for the time when it’s needed. This provides your family the freedom to concentrate on their essential needs during this period.

wealth accumulation

At AFS, protecting your entire wealth is our top priority. We are committed to minimizing losses and promoting wealth expansion. To achieve this goal, effective management of your current wealth and the implementation of suitable products and services are essential. Recognizing the inherent apprehensions associated with financial choices, our diligent approach ensures smooth operations for your advantage.

risk management

All investments come with a degree of risk, and at AFS, we recognize that the level of risk you should embrace depends on your specific investment stage. Our core principle is that you shouldn’t and won’t undertake undue risks as you progress on your path to retirement.

investments

Whether you’re new to investing or a seasoned investor looking to refine your strategies, our team is here to help. We offer expert guidance tailored to your financial goals and risk tolerance. From portfolio diversification to asset allocation, we’re here to help you make informed investment decisions that align with your objectives.

no matter the circumstances, we have the resources & advisors to help

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

With years of experience, AFS has been the single point of contact for the prosperity & protection of families.

Creating individualized plans that meet each family’s unique needs and properly provide for the planning that each client desires.
Contact us today at (330) 758-8102

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